Client-Centered Philosophy
Debt lawsuits can feel fearful, overwhelming, stressful, and embarrassing. Clients are treated the way the firm would want to be treated.
Debt lawsuits are serious. So is your defense.
Either the banks control your future… or you do.
The Cipriano Law Firm represents consumers facing debt collection lawsuits from original creditors, debt collectors, and debt buyers throughout Greater Tampa Bay and the State of Florida.
Served with a debt lawsuit?
Do not ignore the summons. The firm can help you understand your deadline, evaluate the claim, and build a defense strategy before the creditor or debt buyer gains leverage.
Defense starts with a plan
What The Cipriano Law Firm helps you address
Deadlines & court filingsUnderstand response dates, required filings, and what happens if a lawsuit is ignored.
Debt-buyer proofReview whether the collector can prove ownership, balance, standing, and the right to sue.
Settlement or defense strategyCompare practical options so you can move forward with a clear, informed case strategy.
24/7Call availability
MillionsIn debt wiped out
Since 2004Florida Bar admission
FreeInitial consultation
Why The Cipriano Law Firm?
A personalized defense for a stressful legal problem.
The firm is built around listening first, explaining your options clearly, and moving forward with a practical plan focused on the best possible outcome.
Education First
Clients are guided through the process, educated on their options, and kept informed as the case proceeds.
Focused Experience
The firm handles matters against original creditors, debt collectors, and debt buyers on a daily basis.
Trust & Availability
Richard F. Cipriano, III, makes himself available whenever needed and works to earn each client’s trust and confidence.
Practice Areas
Focused protection when your future is on the line.
Debt Collection Defense
The firm defends consumers sued by original creditors, debt collectors, and debt buyers, including companies that buy charged-off consumer debt and sue for the full face value.
- Answering and defending collection lawsuits
- Settlement strategy and litigation defense
- Fee and cost recovery strategies, when available.