The Cipriano Law Firm is committed to protecting the rights of consumers faced with debt collection lawsuits. Richard F. Cipriano, III, is a member of the National Association of Consumer Advocates (NACA). NACA is a nationwide organization of more than 1,500 attorneys and consumer advocates committed to representing consumers’ interests and protecting their rights.


Original Creditors, Debt Collectors, and Debt Buyers make a fortune year after year suing debtors for consumer debts. At The Cipriano Law Firm we handle cases against original creditors, debt collectors, and debt buyers on a daily basis in Hillsborough County, surrounding counties, and throughout the State of Florida. Throughout the years The Cipriano Law Firm has successfully defended debt collection lawsuits which have earned our clients millions of dollars of debt being completely eliminated.


If you have been served with a lawsuit from a Debt Buyer you may or may not recognize the Debt Buyer that is suing you. Debt Buyers, such as Cavalry SPV I, LLC., Credit Corp Solutions, Inc., Crown Asset Management, LLC., LVNV Funding, LLC., Midland Funding, LLC., Midland Credit Management, Inc., and Portfolio Recovery Associates, LLC., sue thousands of consumers in Florida each and every month.


Debt Buyers also known as Junk Debt Buyers buy unpaid consumer debt from Original Creditors after the debt has been charged-off because of non-payment and attempt to collect on the debt. Junk Debt Buyers buy unpaid debt from Original Creditors for pennies on the dollar on accounts that the Original Creditors no longer want, and attempt to collect the full face value of the debt. Their mission is to make a huge profit after investing pennies on the dollar for these accounts, including your defaulted account. To that end, the Junk Debt Buyers engage in high volume litigation by flooding the courts with hundreds of thousands of lawsuits because they know they can win their case because most folks will not defend themselves. 


At The Cipriano Law Firm, we have extensive knowledge and experience defending debt collection cases and are dedicated to working together with our clients to achieve the best possible outcome in their case.


Contact us today for a free initial consultation and case evaluation.